With a global presence and a client base ranging from high-growth startups to established Fortune 500 companies, Tipalti has positioned itself as a leader in expense management and accounts payable automation. The platform is especially popular among finance teams looking to streamline multi-entity operations, procurement, and mass payments.
Tipalti’s end-to-end solution covers the entire payables workflow—from supplier onboarding and invoice processing to tax compliance, global payments, and reconciliation. Its ability to integrate with leading ERP systems and scale alongside business growth makes it a compelling choice for companies aiming to modernize their financial infrastructure.
So, what exactly does Tipalti offer—and how does it compare to competitors in terms of cost, functionality, and overall value? In this breakdown, we’ll explore Tipalti’s pricing, key features, and alternative solutions for businesses evaluating financial automation platforms.
Quick Overview of Tipalti Pricing
Tipalti employs a subscription-based pricing model with multiple tiers designed to accommodate different business needs. The plans are structured to scale alongside a company’s growth, enabling upgrades to more advanced capabilities as operations expand.
Pricing varies based on product modules, transaction volume, and specific feature requirements. While Tipalti provides a transparent starting price for its entry-level package on its website, most product features come with custom-based quotes, and detailed pricing information is not publicly disclosed. As a result, costs can add up quickly depending on the complexity of your setup.
For businesses seeking a more cost-effective alternative with a quicker implementation process, solutions like DOKKA may be worth considering—especially for mid-sized finance teams looking for automation without the complexity or pricing of an enterprise-grade platform.
Tipalti Pricing Breakdown
Tipalti offers a comprehensive suite of financial automation solutions designed to streamline and enhance various aspects of finance operations. Its modular pricing approach means companies only pay for the specific products they need.
Here are the key product modules that impact Tipalti’s pricing:
1) AP Automation
Tipalti’s Accounts Payable (AP) Automation solution transforms traditional payables workflows by eliminating manual tasks and reducing reconciliation efforts. It delivers end-to-end automation—covering supplier onboarding, invoice processing, tax compliance, global payments, and payment reconciliation.
To ensure compliance with EU tax regulations, Tipalti uses a KPMG-approved tax engine with features such as auto-coding of VAT codes, self-billing, and purchase order (PO) matching. Its two- and three-way PO matching capabilities help prevent overpayments and fraud, improving accuracy and audit readiness.
2) Mass Payments
Tipalti’s Mass Payments module enables organizations to pay multiple recipients simultaneously, regardless of location, currency, or payment method. It supports payments in over 120 currencies across 196 countries, using more than 50 payment methods.
Built-in fraud and risk controls—such as tax ID validation and sanctions list screening—ensure security and compliance. Flexible payment approval workflows and multiple currency options offer enhanced control for global payment operations.
3) Procurement
Tipalti’s Procurement solution provides complete control and visibility over company spending by simplifying the intake-to-procure process. Advanced PO approval workflows automate routing to eliminate bottlenecks, while real-time dashboards offer deep insights into spending patterns.
Custom intake forms drive user adoption, and supplier onboarding is streamlined through self-service registration. The system also enables automatic PO creation to improve procurement efficiency.
4) Expense Management
Tipalti’s Expense Management module consolidates expense submission, approval, reconciliation, and reimbursement into a unified platform that scales with company growth. Its user-friendly mobile and web apps simplify expense submission for employees.
Finance teams gain control through configurable spend limits and custom policies, while built-in tax support captures tax details per expense and syncs seamlessly with the ERP system.
5) Connected Suite
Tipalti’s Connected Suite integrates finance automation tools into a single global platform, unified with essential core technologies. It offers AI capabilities to make payments more efficient and less manual. The platform manages all entities’ payables operations from a single system, providing a global overview.
Not all companies require every product module or feature. Smaller businesses may only need a select few, while larger enterprises often demand more extensive capabilities to manage complex financial operations. Tipalti offers customizable solutions to fit the unique needs of each organization, though the platform is particularly well-suited to mid-sized and large businesses.
Tipalti Pricing Models
Tipalti offers a customized subscription pricing model, typically requiring an annual commitment.
Depending on the selected features, subscription tiers are divided into two primary product modules:
- Accounts Payable subscription
- Mass Payments subscription
Accounts Payable subscription
The Accounts Payable module includes three tiers: Starter, Premium, and Elite.
- Starter Plan: Includes a supplier portal for self-onboarding, W9/W8 collection with TIN validation, flexible bill approval rules, domestic multi-entity infrastructure, and integrations with leading ERPs. It also offers the option to add Expense Management capabilities.
- Premium Plan: Builds upon the Starter features by adding easy-to-use intake requests, 2 and 3-way purchase order matching, and support for global multi-entity and multi-currency operations. Additionally, it provides the option to integrate Mass Payments.
- Elite Plan: Offers a fully featured, customizable, and integrated Procurement solution, advanced approval rules for purchase requests, contract repository, budget management, and integrations with Slack and over 30 leading workflow applications.
Mass Payments subscription
The Mass Payments module includes the Accelerate and Plus plans.
- Accelerate Plan: Features customizable payee self-onboarding, W9/W8 collection with TIN validation, API two-way sync with leading performance tracking software and ERPs, and global multi-entity and multi-currency infrastructure. It also offers the option to add Expense Management.
- Plus Plan: Includes all the features of the Accelerate plan, with additional access to the Developer Hub for API tools, the Detect risk module for fraud monitoring, transaction-level reporting, and payee approvals with self-billing. It also provides options to add Accounts Payable, Procurement, and Expense Management functionalities.
While Tipalti offers a highly customizable and feature-rich platform, the costs can quickly add up, especially for businesses that require multiple modules or advanced capabilities. The modular pricing approach means that as your business scales and you add more features like Mass Payments, Procurement, or Expense Management, the subscription fees increase accordingly.
Custom Pricing Considerations
The overall cost is determined based on selected features, the size of your organization, the volume of transactions processed, the specific modules required, and the level of customization or integration needed.
Since Tipalti does not publicly list its pricing, companies evaluating Tipalti should be aware that costs are typically determined by the following factors:
- Number of invoices and payments processed
- Global payment needs (multi-currency support, compliance, tax handling, etc.)
- Required features (AP automation, payment reconciliation, tax compliance, etc.)
- Number of users and integrations with ERP systems
Businesses processing high transaction volumes with multiple payment methods and international vendors will face higher subscription costs. Additionally, custom integrations with financial software like SAP, NetSuite, or Microsoft Dynamics may incur extra fees.
Tipalti Alternatives
Selecting the right AP automation platform can be challenging. With a wide array of options available, it can be difficult to compare the features, pricing, and capabilities of different solutions.
Finding a solution that meets both immediate and long-term financial goals requires careful research and an understanding of the specific features that each platform offers.
For businesses exploring alternatives to Tipalti, there are several financial automation platforms available, each catering to different needs and budgets:
1) DOKKA
A strong competitor for mid-sized businesses, DOKKA provides AI-powered AP and financial close automation in one platform. It is known for fast implementation, cost-effectiveness, and a user-friendly interface, making it ideal for companies looking for a streamlined yet powerful automation tool.
Additionally, DOKKA integrates seamlessly with popular accounting and ERP systems, enabling smooth workflows and reducing the need for manual data entry.
2) AvidXchange
AvidXchange specializes in AP automation for mid-market businesses, offering invoice processing, approvals, and payments automation. It is a strong choice for companies focusing primarily on vendor payments but lacks Tipalti’s global payment capabilities. AvidXchange also offers enhanced reporting features and vendor management tools that improve visibility and control over the accounts payable process.
3) Airbase
Airbase is a spend management platform that includes AP automation, corporate card management, and expense tracking. It is best suited for startups and growing businesses looking for a holistic approach to expense management. Airbase offers robust controls over employee spending, ensuring compliance and providing real-time visibility into company expenditures for better financial decision-making.
4) Bill.com
A well-known name in the AP automation space, Bill.com offers affordable AP and AR automation, making it a great choice for small businesses needing basic invoice processing and payment automation. It simplifies cash flow management through seamless integrations with accounting platforms and streamlines the payment approval process, reducing administrative overhead. Bill.com also provides mobile access, enabling users to manage payments on the go.
Feature Comparison: Tipalti vs. DOKKA
- Tipalti: Best for mid to large enterprises handling complex, high-volume AP workflows, global payments, tax compliance, and financial close processes.
- DOKKA: Best for mid-sized finance teams seeking AI-powered automation and faster implementation at a lower cost than Tipalti.
DOKKA and Tipalti are both robust platforms designed to automate financial operations, but they cater to different organizational needs and business scopes.
DOKKA primarily focuses on automating accounts payable and financial close processes. By leveraging AI, DOKKA simplifies invoice processing, approval workflows, and document management, ensuring speed, accuracy, and audit readiness. It seamlessly integrates with popular ERP systems, making it an excellent choice for businesses looking to modernize their AP and financial close operations without a complete system overhaul. Additionally, DOKKA offers powerful collaboration and documentation tools, such as tagging, commenting, and centralized access to financial documents, which help teams work together efficiently and stay compliant.
Tipalti, on the other hand, provides a comprehensive financial operations platform that goes beyond just AP automation. While it excels at managing global payments across 190+ countries with multiple currencies and payment methods, Tipalti also includes a wide range of features designed for larger enterprises, such as procurement, tax compliance, fraud prevention, and expense management.
Tipalti also supports complex financial close operations, including intercompany reconciliation, financial reporting, and audit preparation—making it particularly well-suited for large or multinational companies that need robust, scalable solutions to manage their global operations.
Choosing the Right AP & Close Automation Solution
Selecting the best accounts payable and financial automation tool requires evaluating your organization’s transaction volume, global payment needs, compliance requirements, and budget.
For companies that need a comprehensive, enterprise-grade AP automation solution with global payment capabilities, Tipalti is a strong choice—but it comes at a premium.
For businesses seeking a more budget-friendly and quicker-to-implement alternative, DOKKA offers an AI-powered automation platform that integrates AP and financial close processes without the hefty price tag or lengthy implementation cycle.
Key Takeaway: Finding the Right Balance
While Tipalti remains a top-tier solution for AP automation and global payments, its pricing and complexity may not be suitable for every company—especially those with smaller budgets or simpler AP needs.
By considering alternatives like DOKKA, businesses can strike a balance between functionality, cost, and ease of use, ensuring they choose a solution that aligns with their operational goals and financial requirements.
